403(b) Retirement Plan

Your 403(b) plan is a tax-advantaged retirement account designed to help you prepare for the future.

Contribution limits
In 2026, the contribution limit is $24,500. Employees 50 and older can make catch-up contributions of up to $7,500.

Withdrawals
You can begin withdrawing funds without penalty at age 59½. Once you reach age 73, you must take minimum withdrawals known as required minimum distributions (RMDs).

•  Eligible to Participate Immediately
•  MOCSA Matches up to 2% after 3 months of Service
•  Allows for both Pre-tax & Roth Contributions
•  Full list of Investment Options, including Socially Responsible Target Date Funds
•  Allows Rollover of prior Retirement Accounts